{"id":4146,"date":"2024-05-02T10:45:03","date_gmt":"2024-05-02T08:45:03","guid":{"rendered":"https:\/\/qltlex.com\/areas-of-business\/banking-and-finance-law\/"},"modified":"2024-07-30T14:44:56","modified_gmt":"2024-07-30T12:44:56","slug":"banking-and-finance-law","status":"publish","type":"page","link":"https:\/\/qltlex.com\/en\/areas-of-business\/banking-and-finance-law\/","title":{"rendered":"Banking and Finance Law"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4146\" class=\"elementor elementor-4146 elementor-1891\">\n\t\t\t\t\t\t<section class=\"rey-animate-el rey-anim--fade-slide rey-anim--viewport elementor-section elementor-top-section elementor-element elementor-element-4c1ee85 rey-section-stretched elementor-section-full_width rey-section-bg--classic elementor-section-height-min-height elementor-section-height-default elementor-section-items-middle\" data-rey-anim-config=\"{&quot;id&quot;:&quot;4c1ee85&quot;,&quot;element_type&quot;:&quot;section&quot;,&quot;animation_type&quot;:&quot;fade-slide&quot;,&quot;reveal_direction&quot;:&quot;left&quot;,&quot;reveal_bg&quot;:&quot;&quot;}\" data-id=\"4c1ee85\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div data-rey-anim-config=\"{&quot;id&quot;:&quot;2c6a415&quot;,&quot;element_type&quot;:&quot;column&quot;,&quot;animation_type&quot;:&quot;&quot;,&quot;reveal_direction&quot;:&quot;&quot;,&quot;reveal_zoom&quot;:&quot;&quot;,&quot;reveal_bg&quot;:&quot;&quot;,&quot;activation_trigger&quot;:&quot;&quot;,&quot;subject&quot;:&quot;&quot;}\" class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-2c6a415 rey-colbg--classic elementor-invisible\" data-id=\"2c6a415\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t<div class=\"elementor-column-wrap--2c6a415 elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div data-rey-anim-config=\"{&quot;id&quot;:&quot;4b6b06a&quot;,&quot;element_type&quot;:&quot;column&quot;,&quot;animation_type&quot;:&quot;&quot;,&quot;reveal_direction&quot;:&quot;&quot;,&quot;reveal_zoom&quot;:&quot;&quot;,&quot;reveal_bg&quot;:&quot;&quot;,&quot;activation_trigger&quot;:&quot;&quot;,&quot;subject&quot;:&quot;&quot;}\" class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-4b6b06a rey-colbg--classic elementor-invisible\" data-id=\"4b6b06a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t<div class=\"elementor-column-wrap--4b6b06a elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-60e3344 elementor-widget__width-initial --il--left elementor-widget-mobile__width-initial --il--mobile-left elementor-invisible elementor-widget elementor-widget-image\" data-id=\"60e3344\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:750}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"600\" src=\"https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/qlt-favicon.png\" class=\"attachment-large size-large wp-image-3932\" alt=\"\" srcset=\"https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/qlt-favicon.png 600w, https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/qlt-favicon-450x450.png 450w, https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/qlt-favicon-100x100.png 100w, https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/qlt-favicon-300x300.png 300w, https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/qlt-favicon-150x150.png 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-759ee2b elementor-widget__width-initial --zindexed-1 --il--left elementor-widget-mobile__width-initial --il--mobile-right elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"759ee2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:1350}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Banking<br>and Finance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div data-rey-anim-config=\"{&quot;id&quot;:&quot;23e500e&quot;,&quot;element_type&quot;:&quot;column&quot;,&quot;animation_type&quot;:&quot;&quot;,&quot;reveal_direction&quot;:&quot;&quot;,&quot;reveal_zoom&quot;:&quot;&quot;,&quot;reveal_bg&quot;:&quot;&quot;,&quot;activation_trigger&quot;:&quot;&quot;,&quot;subject&quot;:&quot;&quot;}\" class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-23e500e rey-colbg--classic elementor-invisible\" data-id=\"23e500e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t<div class=\"elementor-column-wrap--23e500e elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"rey-animate-el rey-anim--fade-in rey-anim--viewport elementor-section elementor-top-section elementor-element elementor-element-dfe2fb8 rey-section-bg--classic rey-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-rey-anim-config=\"{&quot;id&quot;:&quot;dfe2fb8&quot;,&quot;element_type&quot;:&quot;section&quot;,&quot;animation_type&quot;:&quot;fade-in&quot;,&quot;reveal_direction&quot;:&quot;left&quot;,&quot;reveal_bg&quot;:&quot;&quot;}\" data-id=\"dfe2fb8\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0bce9b1\" data-id=\"0bce9b1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap--0bce9b1 elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e8081d8 elementor-widget elementor-widget-text-editor\" data-id=\"e8081d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>QLT assists national and foreign clients operating in the private equity and financial markets sector, providing consultancy in relation to the legal and regulatory aspects relating to the activities of banks, financial intermediaries and other supervised intermediaries in the banking and financial sector (including payment institutions, electronic money institutions, asset management companies, SIMs), both in the incorporation and related authorization process, and during the business activity of the entity. In this context, the Firm continuously assists its clients in all legal aspects connected to the provision of the relevant services on a national and cross-border basis, to extraordinary transactions, as well as in relations with the activity of the supervisory authorities and relevant obligations, as well as in the preparation and updating of the relevant contracts with customers.<\/p>\n<p>The Firm also provides assistance in relation to the regulatory matters, including <em>compliance<\/em> for the establishment, operation, acquisition, sale and management of banks, financial intermediaries, credit brokers, agents in financial activities, payment institutions, electronic money institutions and other entities monitored; compliance with regulations for transnational activities and their execution; advice and assistance in relation to inspections and investigations by supervisory authorities; sanctioning procedures by supervisory authorities and related disputes; consultancy on transparency, usury, compound interest, reporting to the risk central data base, anti-money laundering and anti-corruption.<\/p>\n<p><\/p>\n<p>The Firm also provides complete assistance for:<\/p>\n<p><\/p>\n<ul>\n<li><em>Financing activity on corporate operations<\/em>: providing legal assistance in financing operations aimed at acquisitions, leveraged buy-outs and buy-ins, recapitalizations, restructurings and sales, as well as in operations involving senior debt, subordinated debt in their various forms, and mezzanine, high yield, PIK or hybrid, bridge financing, shareholder financing or capital increases, dealing with the negotiation and drafting of the contractual documentation, including the security package.<\/li>\n<\/ul>\n<ul>\n<li><em>Asset finance<\/em>: providing assistance and legal advice in financing activity in every form and with every instrument (including leasing, factoring, operating leases, credit and invoice discounting, vendor financing, reverse factoring, subsidized credits) concerning equipment, machinery, registered movable assets, goods warehouse, infrastructure, production and processing plants.<\/li>\n<\/ul>\n<ul>\n<li><em>Real estate finance operations<\/em>: providing assistance to lenders, borrowers, lead managers, issuers and other market participants in the full range of real estate finance operations such as: purchase of real estate assets, portfolios of real estate assets and investment vehicles holding such assets; acquisition of mortgage financing; refinancing of existing financial operations; acquisition of bank credit portfolios; real estate securitization transactions via conduits; complex financing structures for tax optimization.<\/li>\n<\/ul>\n<ul>\n<li><em>Commercial credit operations<\/em>: assisting banks, financial operators, credit brokers, financial agents, payment institutions, electronic money institutions and customers in all aspects of banking and financial operations, including guarantees, interbank agreements, issues relating to privilege rights, compliance with regulatory provisions, review and renegotiation of contracts and information deriving from transparency obligations, disputes and dispute procedures with the competent bodies such as ABF &#8211; Banking and Financial Arbitrator, the Banking and Financial Conciliator or other bodies conciliation and mediation. Our experience includes both national and transnational financial operations, including: mortgages, financing and short and medium-long term credit lines; overdrafts and signature credits; discount of bills; advance on invoices and Ri.Ba.; guaranteed and working capital financing; pawn loans; cross-border financing; structured financial instruments (e.g. mezzanines, subordinated loans); letters of credit and bank guarantees; promissory notes; consumer credit; financial bills; credit policies; crowdfunding; direct lending; credit cards, electronic payment instruments and other activities relating to payment services; cryptocurrencies.<\/li>\n<\/ul>\n<ul>\n<li><em>Debt restructuring operations<\/em>: regularly assisting creditors and debtors in restructuring, refinancing and debt settlement and write-off operations, standstill agreements, reorganization plans, debt restructuring agreements, insolvency and out-of-court procedures for debt settlement, as well as in insolvency and extrajudicial procedures for debt settlement.&nbsp;<\/li>\n<\/ul>\n<ul>\n<li><em>Structured and project finance operations<\/em>: providing assistance in various kind of transactions involving structured debt instruments, including secured loans, auto-ABS, CDOs\/CBOs, RMBS, covered bonds, CMBS, credit cards credit, hybrid project finance, sale of financial credit portfolios and related financing, project bonds, receivables financing, WBS and supply service financing.<\/li>\n<\/ul>\n<p>The firm also provides specialized assistance in banking and financial litigation for any type of action and protection.<\/p>\n<p><\/p>\n<p>The professionals active in this sector work in close contact with those of the other areas of activity of the Firm, ensuring the convergence of complementary specializations and professionalism with a view to providing clients with fully integrated assistance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"rey-animate-el rey-anim--fade-in rey-anim--viewport elementor-section elementor-top-section elementor-element elementor-element-5ec00b8 rey-section-bg--classic elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-rey-anim-config=\"{&quot;id&quot;:&quot;5ec00b8&quot;,&quot;element_type&quot;:&quot;section&quot;,&quot;animation_type&quot;:&quot;fade-in&quot;,&quot;reveal_direction&quot;:&quot;left&quot;,&quot;reveal_bg&quot;:&quot;&quot;}\" data-id=\"5ec00b8\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bce9a47\" data-id=\"bce9a47\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap--bce9a47 elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ee1cd65 elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-image\" data-id=\"ee1cd65\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/cropped-qlt-favicon-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-3940\" alt=\"\" srcset=\"https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/cropped-qlt-favicon-150x150.png 150w, https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/cropped-qlt-favicon-300x300.png 300w, https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/cropped-qlt-favicon-270x270.png 270w, https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/cropped-qlt-favicon-192x192.png 192w, https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/cropped-qlt-favicon-180x180.png 180w, https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/cropped-qlt-favicon-32x32.png 32w, https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/cropped-qlt-favicon.png 512w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06e9c6b elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"06e9c6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">THE TEAM<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce42a86 elementor-widget elementor-widget-shortcode\" data-id=\"ce42a86\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"rey-animate-el rey-anim--fade-in rey-anim--viewport elementor-section elementor-top-section elementor-element elementor-element-eea9532 rey-section-bg--classic elementor-section-content-middle elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-rey-anim-config=\"{&quot;id&quot;:&quot;eea9532&quot;,&quot;element_type&quot;:&quot;section&quot;,&quot;animation_type&quot;:&quot;fade-in&quot;,&quot;reveal_direction&quot;:&quot;left&quot;,&quot;reveal_bg&quot;:&quot;&quot;}\" data-id=\"eea9532\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3e48e6c\" data-id=\"3e48e6c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap--3e48e6c elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5275dda elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-image\" data-id=\"5275dda\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/cropped-qlt-favicon-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-3940\" alt=\"\" srcset=\"https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/cropped-qlt-favicon-150x150.png 150w, https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/cropped-qlt-favicon-300x300.png 300w, https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/cropped-qlt-favicon-270x270.png 270w, https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/cropped-qlt-favicon-192x192.png 192w, https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/cropped-qlt-favicon-180x180.png 180w, https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/cropped-qlt-favicon-32x32.png 32w, https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/cropped-qlt-favicon.png 512w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1640c7b elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"1640c7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">DEPARTMENT AWARDS<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f6fd406 gallery-spacing-custom gallery-cols--tablet-4 gallery-cols--4 elementor-widget elementor-widget-image-gallery\" data-id=\"f6fd406\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-gallery.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-gallery\">\n\t\t\t<div id='gallery-1' class='gallery galleryid-4146 gallery-columns-4 gallery-size-full'><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<img decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/associazione-1.jpg\" class=\"attachment-full size-full\" alt=\"\" \/>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/associazione-2.jpg\" class=\"attachment-full size-full\" alt=\"\" \/>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/associazione-3.jpg\" class=\"attachment-full size-full\" alt=\"\" \/>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/qltlex.com\/wp-content\/uploads\/2024\/04\/associazione-4.jpg\" class=\"attachment-full size-full\" alt=\"\" \/>\n\t\t\t<\/div><\/figure>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"rey-animate-el rey-anim--fade-in rey-anim--viewport elementor-section elementor-top-section elementor-element elementor-element-9ace7f7 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-rey-anim-config=\"{&quot;id&quot;:&quot;9ace7f7&quot;,&quot;element_type&quot;:&quot;section&quot;,&quot;animation_type&quot;:&quot;fade-in&quot;,&quot;reveal_direction&quot;:&quot;left&quot;,&quot;reveal_bg&quot;:&quot;&quot;}\" data-id=\"9ace7f7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ab9a35e\" data-id=\"ab9a35e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap--ab9a35e elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4a1462f elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-image\" data-id=\"4a1462f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" 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data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t6 July 2026\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b41072e category-class elementor-widget elementor-widget-text-editor\" data-id=\"b41072e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/qltlex.com\/en\/sezione-news\/qlt-news-en\/\" rel=\"category\">QLT News<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><div class=\"splide__slide __slide elementor-repeater-item-posts-6914 post-6914 type-post\">\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"794\" class=\"elementor elementor-794\" data-elementor-gstype=\"card\" data-page-el-selector=\"body.elementor-page-794\" data-disable-padding=\"\">\n\t\t\t\t<div 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data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t2 July 2026\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b41072e category-class elementor-widget elementor-widget-text-editor\" data-id=\"b41072e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/qltlex.com\/en\/sezione-news\/qlt-news-en\/\" rel=\"category\">QLT News<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><div class=\"splide__slide __slide elementor-repeater-item-posts-6886 post-6886 type-post\">\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"794\" class=\"elementor elementor-794\" data-elementor-gstype=\"card\" data-page-el-selector=\"body.elementor-page-794\" data-disable-padding=\"\">\n\t\t\t\t<div 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